The Dollar Stretcher - Living Better for Less
WEBAre there really secrets to attracting and saving money? Here are some money-attraction facts that you might not know. Since 1996, The Dollar Stretcher has provided personal finance education and frugal living ideas to help millions of people stretch dollars and live better for less money.
This Week's Readers' Tips - The Dollar Stretcher
WEBRice is a good choice when wanting to stretch your food dollar. We buy it in bulk and serve rice two or three times a week as a side dish with chili or soup on top. Rice is also versatile. You can serve it plain, with butter, soy sauce, vegetables mixed in, or spices like garlic or chili powder added.
Get Control of Credit Card Debt in 2024: Tips and Strategies
WEBAccording to Lending Tree, as of quarter three of 2023, U.S. credit card debt was at its highest since the Fed began tracking it in 1999, with many of us carrying an average balance of $6,993. With the rise in interest rates last year, many of us saw our credit card interest rates jump. Maybe paying off or reducing credit card debt is a ...
Tips for Creating Super Frugal Weekly Meal Plans - The Dollar …
WEBQuiche made with different kinds of vegetables in it and served with a salad. Vegetable stir fry (usually made with a lot of broccoli, carrots, cabbage, onions or garlic) with chicken served over rice. Baked chicken fingers with a vegetable and oven fries. Baked potato with cheese sauce and broccoli or spinach.
7 Tips To Create a Spending Plan You Can Stick To
WEBThe following tips can help you create a spending plan you can live with. 1. Make Sure Your Budget Reflects Your Financial Priorities. Tracking your spending is the first step. Look at a month’s expenses and sort them into categories, such as housing, food, transportation, entertainment, etc. Categorizing your expenses lets you see if your ...
Paying Down Credit Card Debt Faster - The Dollar Stretcher
WEBIf you sent a second payment in the middle of the month, you’d save 15 days’ interest on the amount sent in early. Suppose your interest rate was 14% and you made a $50 payment. If your annual rate is 14%, the rate for fifteen days is .57%. (.14/365 days x 15 days = .0057) You would save $.28 in interest (.0057 x $50).
How To Create a Frugal Spending Plan - The Dollar Stretcher
WEB5. Implement frugal habits. Adopt cost-saving habits such as meal planning, shopping with a list, comparing prices, buying in bulk, and repurposing or repairing items instead of replacing them. 6. Monitor and adjust your frugal spending plan. Regularly review your spending and compare it to your budget.
The One Month Budget Squeeze - The Dollar Stretcher
WEBThe One Month Budget Squeeze. An intentional low-budget month can help compensate for high-spending months, such as holiday and vacation months. Use these tips to free up extra cash with your own one month budget squeeze. by Joanne Guidoccio. Although I am retired, I still function in vacation mode during the summer months.
7 Frugal Habits for Building Savings - The Dollar Stretcher
WEBRemember that buying used and shopping sales will help you save, but avoiding non-essential purchases will help you save even more. Any purchase you can put off until later can help you put more into savings now. 4. Take Control of Utility Bills. Being mindful of your utility usage can help you save quite a bit.
The Often-Skipped Step When Getting Out of Debt
WEBIs getting out of debt, or at least paying it down, on your to-do list this year? You’re not alone if it is. Consumer credit card debt surpassed $1 trillion in 2023 thanks to high prices and interest rates. A survey by GOBankingRates concluded that roughly 60% of respondents are currently carrying debt or predict they will take on debt in 2024.. If you …